(607) 733-1304 | 519 Hart Street Elmira, NY 14905 | View Holiday Schedule

We want to BEAT YOUR RATE*!

Lower Payments. Lower Interest Rate. Squeaky Clean Car.
Apply now to move your auto loan from your current lender to
Finger Lakes Health Care Federal Credit Union!
We will beat your current rate by at least 1% AND
give you a 90-day car wash package.
It’s easy to apply! Click on the “Apply” button above to get started!

*Certain credit requirements apply. Current FLHC FCU loans do not qualify for refinance.
FLHC FCU will match rates as low as 2.99%. Offer valid between 6/1/2023 – 8/31/2023.
Car wash package available to all local members. Cash equivalent may be available to non-local members.

Enroll in eZcard

True to it’s name, eZcard gives you the simplicity of online banking for your credit card and allows you to access everything you need, right when you need it!

  • View account balances and check available credit
  • Pay bills online
  • Receive alerts of conditions or events affecting your account
  • Search transactions by name, amount, or date
enroll now
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Lost / Stolen VISA

If you lose your FLHC Visa Credit Card, please call 800-543-5073 immediately to block the card. If you lost your FLHC Visa Debit Card, please call 888-241-2510 immediately to block the card. Please also call the credit union as soon as possible so that a new card and PIN may be issued.

online transactions

Electronic Transactions

Please call the credit union prior to completing any electronic transactions, ACH direct withdrawals, or ACH direct deposits. It is imperative that the correct numbers are used for these types of transactions. When an incorrect number is used, the transaction will not post automatically to your account. The credit union has to manually search for and post the transaction. A $5 fee will be charged if the correct numbers are not used.


Phishing and Identity Theft

Reputable companies and financial institutions, like FLHC, never send e-mails asking for personal and account information. Always be suspicious of requests for information. Never click on a link in an email of this sort even if it looks legitimate. The link will take you right to scammers, not the real company. Be smart, protect your self.